# Living benefits { "id": "S95002431", "title": "Living benefits", "url": "/topics/S95002431", "kind": "topic-directory", "aeo_cohort": "topic-directory", "provider": "lcsh", "revision": "e5f89ad8f939660e", "catalogue_revision": "f050b5d4780b1289", "numeric_address": "14467968009505228320", "address_version": "morton4x16-v1", "coordinates": [ 0, 22, 42620, 64512 ], "answer_status": "Directory metadata; local answer requires separate source review", "truth_status": "Subject descriptor, not a factual answer or a demonstrated knowledge gap" } Here are entered works on provisions in life insurance policies that allow for the prepayment of death benefits to cover the cost of long-term care of the terminally ill. Works on a type of contract by which a cash payment is made to a terminally ill person in exchange for the death benefits of that person's life insurance are entered under [Viatical settlements.] Directory metadata is not a factual answer or evidence of a global knowledge gap. Source: https://id.loc.gov/authorities/subjects/sh95002431 No owner-reviewed local answer yet.