{"cited_by_count":382842,"description":"This cluster of papers explores the dynamics of crowdfunding, fintech, and peer-to-peer lending, focusing on investment decisions, social capital, credit risk assessment, and the impact of financial innovation on online platforms. It also delves into the regulatory implications of these emerging financial models.","display_name":"FinTech, Crowdfunding, Digital Finance","domain_id":"2","external_ids":{"openalex":"https://openalex.org/T11995","wikipedia":"https://en.wikipedia.org/wiki/Crowdfunding"},"field_id":"14","id":"T11995","keywords":[{"display_name":"fintech","id":"fintech","score":0.3269,"url":"https://openalex.org/keywords/fintech"},{"display_name":"crowdfunding","id":"crowdfunding","score":0.6265,"url":"https://openalex.org/keywords/crowdfunding"},{"display_name":"foreign exchange market","id":"foreign-exchange-market","score":0.296,"url":"https://openalex.org/keywords/foreign-exchange-market"},{"display_name":"peer-to-peer exchange","id":"peer-to-peer-exchange","score":0.718,"url":"https://openalex.org/keywords/peer-to-peer-exchange"},{"display_name":"Bolivian boliviano","id":"bolivian-boliviano","score":0.8052,"url":"https://openalex.org/keywords/bolivian-boliviano"},{"display_name":"cryptocurrency P2P trading","id":"cryptocurrency-p2p-trading","score":0.8071,"url":"https://openalex.org/keywords/cryptocurrency-p2p-trading"},{"display_name":"peer-to-peer lending","id":"peer-to-peer-lending","score":0.643,"url":"https://openalex.org/keywords/peer-to-peer-lending"},{"display_name":"crowdfunding platforms","id":"crowdfunding-platforms","score":0.8866,"url":"https://openalex.org/keywords/crowdfunding-platforms"},{"display_name":"equity crowdfunding","id":"equity-crowdfunding","score":0.8959,"url":"https://openalex.org/keywords/equity-crowdfunding"},{"display_name":"digital finance","id":"digital-finance","score":0.2776,"url":"https://openalex.org/keywords/digital-finance"},{"display_name":"fintech regulation","id":"fintech-regulation","score":0.642,"url":"https://openalex.org/keywords/fintech-regulation"},{"display_name":"alternative financing","id":"alternative-financing","score":0.288,"url":"https://openalex.org/keywords/alternative-financing"},{"display_name":"fintech adoption","id":"fintech-adoption","score":0.3437,"url":"https://openalex.org/keywords/fintech-adoption"},{"display_name":"internet finance","id":"internet-finance","score":0.6527,"url":"https://openalex.org/keywords/internet-finance"},{"display_name":"crowdfunding regulation","id":"crowdfunding-regulation","score":0.9347,"url":"https://openalex.org/keywords/crowdfunding-regulation"},{"display_name":"reward-based crowdfunding","id":"reward-based-crowdfunding","score":0.9417,"url":"https://openalex.org/keywords/reward-based-crowdfunding"},{"display_name":"online lending","id":"online-lending","score":0.2905,"url":"https://openalex.org/keywords/online-lending"},{"display_name":"Kickstarter","id":"kickstarter","score":0.7835,"url":"https://openalex.org/keywords/kickstarter"},{"display_name":"initial coin offerings","id":"initial-coin-offerings","score":0.4589,"url":"https://openalex.org/keywords/initial-coin-offerings"},{"display_name":"robo-advisors","id":"robo-advisors","score":0.4589,"url":"https://openalex.org/keywords/robo-advisors"},{"display_name":"online lending platforms","id":"online-lending-platforms","score":0.6894,"url":"https://openalex.org/keywords/online-lending-platforms"},{"display_name":"crowdfunding campaign success","id":"crowdfunding-success","score":0.9762,"url":"https://openalex.org/keywords/crowdfunding-success"},{"display_name":"fintech startups","id":"fintech-startups","score":0.6185,"url":"https://openalex.org/keywords/fintech-startups"},{"display_name":"regulatory sandboxes","id":"regulatory-sandboxes","score":0.3015,"url":"https://openalex.org/keywords/regulatory-sandboxes"},{"display_name":"crowdfunding campaigns","id":"crowdfunding-campaigns","score":0.8772,"url":"https://openalex.org/keywords/crowdfunding-campaigns"}],"legacy_keywords":["Crowdfunding","Fintech","Peer-to-Peer Lending","Investment Decisions","Social Capital","Entrepreneurship","Credit Risk Assessment","Financial Innovation","Online Platforms","Regulatory Impact"],"openalex_id":"https://openalex.org/T11995","source_created_date":"2024-01-23T15:27:12","source_updated_date":"2026-10-17T03:02:00","subfield_id":"1404","url":"/topics/T11995","works_api_url":"https://api.openalex.org/works?filter=topics.id:T11995","works_count":74797,"label":"FinTech, Crowdfunding, Digital Finance","provider":"openalex","revision":"baf5690c8ac9d83b","taxonomy_revision":"f050b5d4780b1289","title":"FinTech, Crowdfunding, Digital Finance","kind":"topic-directory","aeo_cohort":"topic-directory","catalogue_revision":"f050b5d4780b1289","numeric_address":"36183297936385720","address_version":"morton4x16-v1","coordinates":[2,14,1404,11995],"answer_status":"Directory metadata; local answer requires separate source review","truth_status":"Subject descriptor, not a factual answer or a demonstrated knowledge gap","reviewed_answer":null}