{"cited_by_count":1842261,"description":"This cluster of papers explores various aspects of banking and finance, including liquidity, credit crunch, systemic risk, regulatory policies, monetary policy, small business lending, and the impact of financial crises on economic systems.","display_name":"Banking stability, regulation, efficiency","domain_id":"2","external_ids":{"openalex":"https://openalex.org/T10127","wikipedia":"https://en.wikipedia.org/wiki/Banking_and_finance"},"field_id":"20","id":"T10127","keywords":[{"display_name":"banking regulation","id":"banking-regulation","score":0.5548,"url":"https://openalex.org/keywords/banking-regulation"},{"display_name":"banking sector","id":"banking","score":0.2182,"url":"https://openalex.org/keywords/banking"},{"display_name":"financial stability","id":"financial-stability","score":0.2845,"url":"https://openalex.org/keywords/financial-stability"},{"display_name":"bank lending","id":"bank-lending","score":0.4011,"url":"https://openalex.org/keywords/bank-lending"},{"display_name":"commercial banks","id":"commercial-banks","score":0.3329,"url":"https://openalex.org/keywords/commercial-banks"},{"display_name":"credit risk","id":"credit-risk","score":0.2587,"url":"https://openalex.org/keywords/credit-risk"},{"display_name":"bank profitability","id":"bank-profitability","score":0.4005,"url":"https://openalex.org/keywords/bank-profitability"},{"display_name":"banking supervision","id":"banking-supervision","score":0.5377,"url":"https://openalex.org/keywords/banking-supervision"},{"display_name":"non-performing loans","id":"non-performing-loans","score":0.399,"url":"https://openalex.org/keywords/non-performing-loans"},{"display_name":"systemic risk","id":"systemic-risk","score":0.3887,"url":"https://openalex.org/keywords/systemic-risk"},{"display_name":"bank competition","id":"bank-competition","score":0.5054,"url":"https://openalex.org/keywords/bank-competition"},{"display_name":"bank performance","id":"bank-performance","score":0.2742,"url":"https://openalex.org/keywords/bank-performance"},{"display_name":"bank liquidity","id":"bank-liquidity","score":0.5825,"url":"https://openalex.org/keywords/bank-liquidity"},{"display_name":"bank capital","id":"bank-capital","score":0.6877,"url":"https://openalex.org/keywords/bank-capital"},{"display_name":"deposit insurance","id":"deposit-insurance","score":0.6963,"url":"https://openalex.org/keywords/deposit-insurance"},{"display_name":"bank size","id":"bank-size","score":0.5586,"url":"https://openalex.org/keywords/bank-size"},{"display_name":"banking crisis","id":"banking-crisis","score":0.4477,"url":"https://openalex.org/keywords/banking-crisis"},{"display_name":"bank stability","id":"bank-stability","score":0.6126,"url":"https://openalex.org/keywords/bank-stability"},{"display_name":"capital requirements","id":"capital-requirements","score":0.471,"url":"https://openalex.org/keywords/capital-requirements"},{"display_name":"banking law","id":"banking-law","score":0.2893,"url":"https://openalex.org/keywords/banking-law"},{"display_name":"bank failures","id":"bank-failures","score":0.5871,"url":"https://openalex.org/keywords/bank-failures"},{"display_name":"financial intermediation","id":"financial-intermediation","score":0.2666,"url":"https://openalex.org/keywords/financial-intermediation"},{"display_name":"bank deposits","id":"bank-deposits","score":0.4476,"url":"https://openalex.org/keywords/bank-deposits"},{"display_name":"Basel III","id":"basel-iii","score":0.6631,"url":"https://openalex.org/keywords/basel-iii"},{"display_name":"SME financing","id":"sme-financing","score":0.2933,"url":"https://openalex.org/keywords/sme-financing"}],"legacy_keywords":["Banking","Finance","Liquidity","Credit","Regulation","Systemic Risk","Monetary Policy","Small Business Lending","Financial Crises","Interbank Market"],"openalex_id":"https://openalex.org/T10127","source_created_date":"2024-01-23T15:27:05","source_updated_date":"2026-10-17T03:02:00","subfield_id":"2003","url":"/topics/T10127","works_api_url":"https://api.openalex.org/works?filter=topics.id:T10127","works_count":346207,"label":"Banking stability, regulation, efficiency","provider":"openalex","revision":"3ae70316e6f205fb","taxonomy_revision":"f050b5d4780b1289","title":"Banking stability, regulation, efficiency","kind":"topic-directory","aeo_cohort":"topic-directory","catalogue_revision":"f050b5d4780b1289","numeric_address":"36042870620588764","address_version":"morton4x16-v1","coordinates":[2,20,2003,10127],"answer_status":"Directory metadata; local answer requires separate source review","truth_status":"Subject descriptor, not a factual answer or a demonstrated knowledge gap","reviewed_answer":null}