{"id":"S95002431","label":"Living benefits","description":"Here are entered works on provisions in life insurance policies that allow for the prepayment of death benefits to cover the cost of long-term care of the terminally ill. Works on a type of contract by which a cash payment is made to a terminally ill person in exchange for the death benefits of that person's life insurance are entered under [Viatical settlements.]","source_url":"https://id.loc.gov/authorities/subjects/sh95002431","normalized_label":"living benefits","broader":[],"aliases":["Accelerated death benefits","Life support benefits","Living benefit options","Pay downs (Life insurance)"],"source_identifier":"http://id.loc.gov/authorities/subjects/sh95002431","provider":"lcsh","revision":"e5f89ad8f939660e","taxonomy_revision":"f050b5d4780b1289","title":"Living benefits","url":"/topics/S95002431","kind":"topic-directory","aeo_cohort":"topic-directory","catalogue_revision":"f050b5d4780b1289","numeric_address":"14467968009505228320","address_version":"morton4x16-v1","coordinates":[0,22,42620,64512],"answer_status":"Directory metadata; local answer requires separate source review","truth_status":"Subject descriptor, not a factual answer or a demonstrated knowledge gap","reviewed_answer":null}